HBF are changing their dental programs which means you may not get the same money back in 2019.
Make the most of your entitlements and book a dental appointment ASAP!
Dentistry Plus is a HBF Member Plus Provider. Next year, there will be positive changes for preventative dental entitlements; however, dentures and implant benefits are decreasing.
“You may have $1000 or more sitting in your benefits allowance that must be used by December. This is money that won’t roll over to the new year!”
Remember: All health insurance benefits don’t roll over to 2019.
Instead, you must use your entitlements up every year. And with this major health fund restructuring, we recommend you make the most of your entitlements now.
Dental implants – major rebate decreases in 2019
If you’re considering dental implants, we suggest you get started now and have the first implants placed before the end of 2018. Depending on your level of cover, you may be able to receive rebates anywhere between $800 to $1850.
In 2019, rebates for dental implants will be greatly reduced. Dental implants, dentures, crowns and bridges will all be categorised as “Major Dental” sharing an annual limit of $878.
Dentures – considerable rebate decrease in 2019
If you require dentures, we suggest you have your dentures created before the end of 2018. As we’re a Members Plus provider, you can receive 60% back (to a limit of $600-$1800) depending on your level of cover.
Next year, rebates for dentures change from a percentage fee to a set amount, resulting in approximately $500 less benefit paid, in many cases.
What does this mean?
Act now, and depending on your level of cover, you could save approximately $500. Please contact HBF to discuss how this will affect you by calling 1300 550 296.
Benefits and rebates you may be entitled to include
- FREE scale & clean – your kids under 18 can also use your card for one free annual service
- Up to 90% rebate for check-ups, fluoride treatments, fillings, crowns & more.
- Dental implants: up to $1850
- Same-day crowns: up to $2035
- Dentures: up to $2035
- Teeth pulling: up to 60%